Hello, I am stripe China account opening Consultant. If you have any questions, you can send me a private message or add me a letter :2839505560.
The first type of verification credit card
Hi Wang,
Copy the codeUnfortunately, we were unable to verify the information you provided, and will be unable to accept payments on your behalf. We’re sorry that we won’t be able to support your business here at Stripe. If you believe that we’ve made a mistake, we’d like to remedy the situation as quickly as possible. To help us effectively revisit your account, Both please complete the following form: dashboard.stripe.com/verificatio… Once you’ve completed the verification, we’ll revisit your account and follow up with you. Best, Stripe We cannot verify the information you provide or accept payment on your behalf. We regret that we are unable to support your business at Stripe. If you think we have made a mistake, we would like to rectify the situation as soon as possible. In order to help us effectively to access your account, please complete the following form: dashboard.stripe.com/verificatio… After you complete your verification, we will re-access your account and follow up with you.
The second type of unauthorized transaction
Hi DONG,
Our systems recently identified charges that appear to be unauthorized by the customer, meaning that the owner of the card or bank account did not consent to these payments. This unfortunately means that we will no longer be able to accept payments for
Refunds on card payments will be issued in 5–7 business days, although they may take longer to appear on the cardholder’s statement. Please refer to your dashboard for a list of the charges to be refunded[1].
We’re sorry that we won’t be able to offer you service going forward, but our restrictions here are firm. If you believe that we’ve made a mistake, we’d like to remedy the situation as quickly as possible. To help us effectively revisit your account, please complete the following form:
Dashboard.stripe.com/verificatio…
Once you’ve completed the verification, we’ll revisit your account and follow up with you.
Best,
Stripe
Our system recently found what appeared to be unauthorized charges by customers, meaning the owner of the card or bank account did not agree to these payments. Unfortunately, this means that we will no longer be able to accept refunds for credit card payments will be issued within 5-7 business days, although it may take longer to appear on a cardholder’s statement. Refer to your information center for a list of refunds [1]. I’m sorry we won’t be able to serve you, but we have very strict restrictions. If you think we have made a mistake, we would like to rectify the situation as soon as possible. To help us effectively re-access your account, please fill out the following form:Dashboard.stripe.com/verificatio…After you complete your verification, we will re-access your account and follow up with you. Solution: There is no solution for this [1]dashboard.stripe. 
To make a long story short
Hello, I’m Stripe China account Consultant. If you have any questions, please send me a private email or add me a letter :2839505560 to solve KYC certification: When humans come into this world, they always ask themselves one question: Who am I? KYC is proving that you are who you are. KYC validation for Strip, which is divided into machine validation and manual validation
- During the machine validation process
He will check whether your name is in the blacklist, whether you are Chinese, if so, quickly sealed, whether your website is in the blacklist, whether the domain name is copycat big name domain name content of things, your product introduction about your product is not a violation of the product category. Is your address a real address or a fake address? Is your bank account information a black joke? If it is black, it will also be penalized risk control. At the same time, Stripe’s crawlers collect data from your site to determine if your site is compliant and meets Stripe’s requirements.
- Personal information
About personal information must be true, if is false information, can lead to stripe titles, and the titles can be solved, as long as you provide true information, personal identity card, but this id must be abroad, is the corresponding you registered national id card, you open a new account appeal, he will ask you to provide these.
- Censoring website content
When you submit that information, Stripe audits your site, audits your content, keeps looking at your content to see if it’s compliant, and if it’s not, it sends you an email telling you which pages you’re not compliant with. For example, I sold contact lenses myself and was found by him. In fact, MY hidden lenses are relatively deep, but was still found by others. He will give you this one can not be sold, and then suspend the use of your account, he will give the reason for suspending the use of account, and then temporarily disable the account
- Unlock your account
Appeal, send them an email, tell them you’ve changed your site, add your new site to the Stripe account, and they’ll re-audit your account and re-audit your site, by human censoring all of these aspects of the site. If it goes through, they will they will you can continue to collect money, they are in the process, they may ask you for pictures of the product, invoices between you and the supplier, purchase contracts and things like that, if it is a brand product, they will ask for authorization.
Go back to the source (what causes high-risk merchants)
Fraud (stealing credit cards)
- Seller fraud involves the seller buying black cards, swiping them in his own shop, and making purchases in order to steal credit cards from others.
- Buyer fraud, which involves using black cards to purchase items from your website, is known as an unauthorized transaction. Also known as a high-risk transaction, it has the following characteristics. Repeat order with same IP, same amount. A buyer will use the black card to make a purchase on your site and then request a withdrawal, but he will provide another bank account
- Refuse to pay
Reasons for dishonor:
- Shorten the collection time of the buyer. It is faster to use DHL, but the small package is slower. The buyer is not satisfied with it and may refuse to pay.
- Write clearly in the after-sales agreement, in the event of non-payment, you can provide proof, such as certain customized fields, wedding dresses
- Run stripe Radar (it might cost a bit, but it’s worth it)
Transaction failure
- Incomplete information, error or termination of payment.
- Black cards, stolen cards, duplicate cards, unauthorized transactions.
- Insufficient card balance or expired card validity.
- Pay in risky places: Consumers pay for IP addresses from places that visa and Stripe classify as high-risk, and the system judges high-risk transactions and rejects deductions, such as places in Africa.
- Network problems
- Within a short time with the same IP, repeated payment for several times or within a short time with the IP but far from the consumption place.
- The single payment limit is too high.
- Bad transaction record card.
- The issuing bank refused to charge the card.
Stripe’s big data system
Any financial payment companies have a blacklist system, the characteristics of the fraudulent transactions when frequent, their machine learning system will learn these merchants trading characteristics, is the purpose of high-risk businesses closed single don’t delivery goods, money laundering, is the board, and stripe from IP, name, region, bank accounts, the information input mode, are analyzed, In front of a large amount of data, when we open a stripe, the data and information used are all in the blacklist of Visa and Stripe, which leads to the problem of closing the Stripe account after opening it, and closing the stripe account after receiving a few orders. For Stripe, the high risk merchants on a daily basis have to take a blanket approach to some of the features, but it does have customers asking why. Stripe also re-examines KYC content and bans blacklisted merchants, such as Visa, which has a blacklist and pays for external use. I say the pay treasure that oneself experience freezes capital, it is somebody turned a few cent money actually, inform against next, next my pay treasure account froze, it is to receive money really, make a phone call to say to be in examine, anyway call the state of everyday inefficiency. Listen to the classmate that makes net later say, if pay treasure sealed number, call pay treasure, pay treasure all say refuse to receive, pull directly into black list, user data also can enter black list.
Why isn’t Stripe in China?
Let’s talk about a few indicators of the cross-border collection industry
- remove
Domestic credit card receives sheet line is 6K to start, the service is better the price is higher, to pay to receive sheet company, domestic small seller, turn namely an opening account fee, sales a month also did not have hundreds of thousands, still refuse to pay much, complain much.
- Transaction success rate
- Security (deposit)
- Long settlement period (T+15)
- Jump (small business without PCI certification)
In a word, PayPal and Stripe have been shunted by some Chinese sellers. Many of them simply accept orders instead of shipping them, or send a roll of sanitary pads. This is exactly how weimao came to be known as 🤣. The credit card payment provider in China then put forward the above these requirements, prevent the merchants to run road, refuse to pay, for the product is not responsible for, leave some margin, provincial bank default, or at least have some money to compensate the bank, in a foreign country, how to the customer’s credit card stolen brush, are Banks lose money, then Banks, to make a credit card charge for single provider.
Hackers in Russia and Ukraine are doing this in two main ways: by breaking into e-commerce sites, creating fake bank websites and gaining access to e-commerce sites’ databases, which contain CVV credit card information; Various fishing station, get customer input CVV information, their sales by dark network BBS will these data, the data has two channels used, offline consumption need the following process, Chinese people to get information, start fabrication, CVV data to write, write, after mediation these CARDS will be distributed to the gunners, gunmen from the United States, Malaysia, Taiwan, Japan, Britain, buy hand door into action, they frequently goes luxury goods market, in bulk, the brush is tens of thousands of dollars at a draught, can test whether or not the card, to buy things, such as Louis vuitton, rolex, buy a warehouse, and then send a circle of friends, bought by domestic cheap bought all kinds of luxury brands, cheap buying tickets; Online consumption Taobao has a variety of game charging, iTunes gift card sales, Amazon gift card, they use these platforms to consume stolen CVV data, many cheap charging are from this way. Online consumption will also include the money to pay for the channel to brush the money out, used PayPal, eBay, amazon, very easy to open a shop on amazon before, a lot of people is through the amazon to money laundering, swap, transfer money abroad for unauthorized through amazon, then stripe, a large number of unauthorized people begin to build malls, Access stripe continue to brush, stripe immediately seal, such as stripe reaction, there is a huge deficit, the pot stripe later back, so stripe risk control is more and more strict. Until today, there are still a lot of people use the stripe to unauthorized bought it from a dark web BBS data, unauthorized, little imagine, is not only a stripe staring at them, and domestic settlement bank, staring at the State Administration of Foreign Exchange, to verify once in a while, when a transaction occurs, the order number, logistics single number, safe to restore, the delivery time, shipping address, Order number and address will be reviewed. If any problem is found, it will be investigated immediately. For a fee, the institutions start looking for sources of funding.