Then I learned that wire fraud can be as unpredictable as the weather, but it can be avoided with caution. The following is from a telecom fraud in the afternoon of April 30, 2020 readers experience, please read carefully, hope to have inspiration and help.

preface

Before today, often see a few telecommunication fraud incident, I will think, be swindler is in when, what place, with what kind of mood to deal with and accept such cruel thing. This afternoon, however, I also experienced a heart-stopping, perhaps terrifying, deception.

To tell you the truth, before I encountered this scam, I felt that I had some vigilance in this respect, but today I found that this is my self-righteousness. You have to be very careful in these things, and I’m still in a funk. Life will always give you a sudden shock. Nevertheless, I still want to tell you the experience of this fraud, if some friends also encounter the same situation, must not be deceived, improve to mention sex, do not fall into the trap of a liar.

Fraud to the

Things from received a strange phone number (private), a voice sweet little sister, an opening just asked me if I XXX (call my full name), and then said she is XXX financial center of customer service, because the system query to when I was 15 years to register a their net credit accounts, but given me 15 years of college students, net lending is not legal, I’m answering the call of my country, so I need you to close my account. My mind suddenly went back to five years ago, when I was a young college student, and vaguely remembered that I had registered.

Then that customer service little sister seriously asked me, you are not XXX, id card is not 130XXXXXXXXXXXXXXX, I was a little surprised, because the name and id number is completely correct. Then she said you registered an account at the time, you can have 15 ~ 30 yuan’s commission, may be my id information, take to registered by others, say the country has a lot of college students’ identity information will be sold to do the registration, let me don’t be afraid, they are pin households to help college students, as long as pin households the safety problem of it doesn’t matter. If you do not close the account, it may bring a lot of trouble to the future life, and there will be credit problems. After some of her hype, I gradually relax vigilance!!

The swindler set a trap

Having let my guard down, I began to believe what she was saying. She says can have the person of the technical branch of their company to guide me to close door specially, need a few minutes of time only, let me add the QQ of customer service, saying is whole course guide close door (I incredibly added QQ, also be silly can). After adding the so-called QQ staff, I began to step by step into their trap… First of all in QQ, he gave me a voice call, is for the convenience of guiding me to operate, then asked whether the first download XXX financial iOU, I said no; Then he took the opportunity to say let me download one first, and then log in with the account and password; I really can’t remember what the account and password is, so I honestly told him THAT I really don’t have an account, and he said that I could log in directly with the mobile verification code.

After I logged in with the verification code of my mobile phone, he asked me to open the loan and verify it. He emphasized that the verification must be done by myself and asked me to check my face. Because I failed to pass the authentication, I did not use the app designated by him. This time I just think this pin may not be a few minutes to complete, and he said I work to get it, then he has said he is trying to help me, there are a lot of people waiting to pin, say every day there are hundreds of accounts waiting to pin, let me not to delay the time of each other, I said I won’t have time now to get these, he started playing a bit impatient and said has been half, If you don’t do it now, you will have to start from scratch again and so on. Thinking that it is not easy for everyone to come out to work during the epidemic, I relented and was foolishly led by him to continue to proceed.

Another trap for the scammer

So he changed another way, let me log in wechat, he said: your wechat must be authenticated, now you can connect the bank card with wechat, and then open the interface of the bank card in wechat, send me the bound bank card screenshot. So he said, I have a question, immediately ask him WeChat financial have what relation with XXX, has been asked, he has been explained, because the pin must verify the information, since I can’t id and face verification, so same to verify WeChat (during weaving let me with XXX bank card to transfer), also said that just cut a figure for him, He uploaded it to the system as proof, so it’s safe. His tone of voice was very sincere (I have to admire the psychological quality of these swindlers), so I did not continue to doubt, so as he said, I first transferred the money borrowed from XXX financial IOU to my own bank account, intercepted the successful transfer picture sent to him.

I, by the scammer began to alert

Because he let me transfer the money borrowed from XXX financial iOU to the bank card, I felt very puzzling, so ASKED why, he began to explain, said that this kind of network loans are interrelated, just to verify that IT is me, all the operation is to empty the loan limit. And what operate is my own bank card, what he wants is the information that decides to cancel door successfully received after operation nevertheless! Although there is a question, but at that time is like being a drug commonly, continue to be he lead the operation step by step, the most magical step came, he let me turn from XXX financial ious to bank card to the account information to him, then he said their financial to confirm if the money really into account, so you want me to turn money to verify their account, just a few minutes, As long as the verification is finished, I will restore the loan limit, and the amount. Then he sent an account number and name, saying it was from their financial department, and asked me to transfer the money. After receiving the information, he confirmed that the account was closed.

A fatal blow

This time although I am a little doubt, but don’t know what’s the matter, but the tie of the step by step according to the requirements of his 998 yuan of money to put my account to account, he said after the success of the transfer, he said that my operation has been delayed, pin process is time limitation, so need me again, and then let me turn to 7989.99 yuan, At this time I already suspected that I was cheated, and did not continue to transfer money to him.

An Epiphany occurred, but it was too late

After a few minutes, I went to contact the QQ of the so-called technical personnel before, and found that I had pulled into the blacklist of the other side… Really a series of operations like a tiger!!

After waking up, I found that I was fooled into registering a XXX financial iOU, and then the money borrowed personally sent to the hands of the fraudster. Then I called the customer service of XXX bank to inquire about the situation, and went to the police station to report the case, but it was too late, there was no use, the money had been cheated, can be recovered or unknown. Things have so far, can only comfort themselves, loss is a blessing, this experience as a lesson, pay more attention to the future, do not believe in any form of fraud phone! The lesson of blood and tears is engraved on my heart and I hope everyone can take it as a lesson.

Warm tips from programmer Cxuan

Telephone fraud is generally to cause you surprise, panic and other emotions, such as losing calm judgment ability to deceive you to transfer money or remittance. We must pay attention to the transfer, remittance, sensitive personal information, bank card operation must be vigilant, enhance the reflexes.

What are the common telecom fraud methods? Who are the most vulnerable?

Click to view cq.people.com.cn/n2/2018/092…

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