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The last article financial management of the fund – general for this series started a head, this article will introduce several common types and characteristics of the fund, have a general grasp, can better choice.
Grasp from the whole above all:
How does the fund company corresponding to the monetary fund make profits? For example, Yu ‘ebao, I believe everyone is curious. After checking the information, we know that the money fund assets mainly invest in short-term monetary instruments such as Treasury bonds, commercial paper, certificates of deposit, short-term government bonds, corporate bonds and other short-term securities. The above investment projects and the government related relatively large, all risks and returns are relatively low. ### Stock fund stock fund is often bought on the fund market fund category. After we buy equity funds, the fund managers buy the money into shares. There are two advantages to this. One is if a stock is expensive, for example, Google’s stock has reached $1,000, and we don’t have enough money to buy the stock, we can buy the fund corresponding to the stock and get the dividend. Another benefit is that when you don’t know much about the stock market, having a fund manager help you buy stocks reduces risk by combining stocks. For example, the following yi Fangda consumer industry fund, if the liquor fell, electrical appliances rose, so the return is balanced.
According to the different proportion of stock and bond investment and investment strategy, mixed fund can be divided into partial share fund, partial debt fund, allocation fund and other types.
The selection of hybrid funds is still based on the risk assessment of the individual, and when choosing, it is important to note that there are different types of hybrid funds. Bond fund bond fund to national debt, financial debt and other fixed income financial instruments as the main investment object of the fund is called bond fund, because its investment product income is relatively stable, also known as “fixed income fund”. According to the proportion of investment stock is different, bond fund can be divided into pure bond fund and partial debt bond fund.
Bond funds mainly pursue relatively fixed income in the current period. Compared with stock funds, they lack the potential of appreciation, and are more suitable for investors who do not want to take too many risks and seek stable income in the current period.
This paper introduces the classification of common funds, according to the size of their own risk to choose different funds. Welcome to pay attention to the following articles, study together, discuss together.
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