On March 20, 2019, Ant Financial and Yicheng Interactive jointly released a new generation of mobile banking solution “Cheetah Platform” at the 10th Netfinance Alliance Conference. The platform aims to solve financial institutions’ financial technology transformation problems such as rapid App development and digital ecological operation, help financial institutions build data-driven mobile banking, optimize user experience and improve the efficiency of mobile network channels.
Cheetah platform launch site
Industry insiders predict that the transaction speed of financial mobile payment in the 5G era will be at least 20 times faster. GYROSCOPE, a survey released by the China Banking Association, shows that the replacement rate for in-the-counter transactions among national commercial banks is more than 90 percent, with mobile channels, such as mobile banking apps, becoming the core battleground for banks’ user operations and mobile strategies. App experience upgrade, agile development, ecological construction and intelligent operation have become the primary issues in mobile strategic differentiation competition.
Differentiated demand for different financial institutions, a new generation of mobile banking solution “cheetah platform” integrated the technologies of mobile development platform mPaaS architecture and “mobile cloud + + ecology” team of architects, precipitated the various financial business setting module, a complete set of business component templates, in ensuring the safe and stable, improve the user experience at the same time, Provide rapid customized development and perfect digital operation capabilities to help banks establish a sound mobile intelligent digital ecosystem.
MPaaS ant gold uniform and pay treasure to the technological achievements of the evolution of more than ten years of evolution has become a set of mobile development, testing, distribution, analysis, operations and operations in an App cloud integration solutions to the end, can help customers in different scenarios can quickly get equal to the ability of alipay, including technology, ecology, etc. On January 4, 2019, Ant Financial mobile development platform mPaaS also completed a comprehensive intelligent upgrade around mobile scenes, forming an AI capability matrix including analysis, marketing, prediction and multimedia.
According to introduction, the ecosystem composed of mPaaS platform can achieve three levels of mutual new transformation, resource sharing and capacity sharing: one is among many apps within customers; Second, between customers and Ali’s economic ecology; The third is between customers and customers.
At present, a number of well-known domestic banks have upgraded their APPS through the “new generation mobile banking solution — Cheetah Platform”. Peng Jizhou, chief business officer of E-Cheng Interactive, introduced that “Cheetah” achieves the ultimate speed, adopting this solution will greatly shorten the cycle of bank digital transformation, and it can be launched in one month at the earliest, while providing sufficient guarantee in security, user experience and performance.
“Mobile finance is not a simple App tool, but also covers the technical capabilities of all-channel deployment from platform and data to application scenario landing and development. Ant hopes to promote the ecological diversification of the financial industry through the comprehensive opening of technology and business capabilities, “said Liu Weiguang, vice president of Ant Financial.” Technology is ant’s core competitiveness for the future, and the in-depth cooperation with ecological partners also represents ant’s vision and imagination for the future of financial technology opening.”
Ant Financial believes that in open sharing and cooperation, fintech can generate new energy. Adhering to the principle of “one mature and one open”, Ant Financial has gradually opened its independently developed technologies and products to the outside world since 2015. By May 2018, all financial application scenarios, including payment, financial management, insurance, small and micro enterprise finance, rural finance, Yu ‘ebao, Bai Hua and Bai Borrow, had been opened for cooperation with financial institutions.
At present, Ant Financial has more than 50 technical products and digital financial solutions open to the outside world. Through more than 200 partners, it has helped more than 200 financial institutions carry out digital transformation, including more than 100 banks, 60 insurance companies, and 40 fund and securities companies.