This programmer is a legend in the industry, I have only heard of his legend did not meet his people, when I entered the buddy has long left. But his legend has been widely circulated in this small community. Because this guy has achieved “wealth freedom” during his 14 years in the business. It is said to be a mysterious real estate organization of what library payment members.
All I know is the lore about him, the gossip I’ve heard from our mutual colleagues. I can’t verify the details of the story, because I don’t even know the name of the programmer, except that his colleagues call him Lao Li. Every time his colleagues mentioned him, they admired him, envied him and sighed with emotion.
Let me share the story of Lao Li.
Lao Li is said to have started out early and smart, graduating from college at the age of 20, almost 18 years ago now. And then very early work to earn money, programmers at that time seems to calculate a high salary, then also 04 years of time, old Li a month can get 3000 multivariate salary. (It is said that the average house price in Beijing at that time was just over 10,000 yuan.) Then, Lao Li or loathe the salary is too little, desperately pick up the project to make money. What’s more, the most incomprehensible thing is that at the end of that year, this guy dared to take out a loan of hundreds of thousands, and bought a house with a monthly mortgage of thousands. At that time, everyone called him stupid, but Lao Li didn’t take it seriously. At that time, the housing price had just soared from a few thousand yuan in 2003 to more than 10,000 yuan. Everyone believed that the housing price was unreasonable and would definitely fall in the future. Moreover, newspapers and experts at that time all believed that the housing price would fall.
However, as the salary gradually rose a little later, it probably rose to about 5000. Everyone began to praise Lao Li for his vision. However, the good times did not last long, Old Li gave everyone a surprise, is not surprised. That year seems to be zero years, I don’t remember, some say the end of 2006, some say 07, and some say 08. Anyway, the age is too long who can not tell, just remember, at that time the house is not very good to sell, a lot of real estate developers at a discount to sell the house, at that time, people think that the house this time to fall, everyone said to see and then buy. As a result, Lao Li spent several hundred thousand yuan in the past two years, borrowed money from developers in Tianjin, swiped credit cards, and bought two discounted houses!!
At that time, it was said that all the people around were asking Lao Li if he was stupid. Not only that, many people were worried that Lao Li would go bankrupt. The most sad thing for Lao Li was that his girlfriend at that time was getting married and broke up with Him. It was said that Lao Li had used all the money for marriage and decoration to buy a house and borrowed a lot of money. Lao Li was accused of being irresponsible because his girl lost her girlfriend after many years with him. Others said that the girl was afraid of living a hard life with Lao Li and paying off the loan. However, no matter what people around him say, Lao Li is indifferent, is still desperately to earn money, efforts to repay the loan. It seems that his girlfriend’s breakup didn’t affect him at all.
But what’s amazing is that in the summer of 2008, the country rolled out four trillion, four trillion, four trillion! Then infrastructure fire, real estate fire, the enthusiasm of the masses to buy a house suddenly upsurge, Lao Li bought a house at that time. It was four trillion yuan that made Lao Li fly, and then Lao Li sold a house in Tianjin in 2009, not only able to repay the loans of two houses but also hundreds of thousands more. It is said that Lao Li later said at various gatherings that it was 4 trillion yuan that saved him. It was premier Wen jiabao who raised four fingers in front of the camera. It was this historic moment that saved Lao Li and made Lao Li completely turn over from then on. Because, later, Lao Li said that he would not be able to afford it in a few months, and he got all the money he could get at that time. So, the great Premier Wen jiabao is his benefactor, he Lao Li heart Thanksgiving life.
In the following years, we saw Lao Li constantly working hard for promotions and salary increases, and constantly borrowing to buy a house. However, this time, Lao Li was not so crazy as before. Although there was a near miss last time, but still let Lao Li afraid, it is said that Lao Li later loans only dare to borrow 40 to 50 percent. In that year, Lao Li only bought three old, shabby and small houses in his provincial capital during the five years, one of which he sold to pay off the mortgage when the housing price rose again in 2011. It is said that in the middle of these years, there are many people to Lao Li to introduce the object, but every time because Lao Li refused to decorate the house, unhappy parting. Because Lao Li always thinks that decorating the house is a waste of money.
Flash forward to 2012, Android and Apple rise, 2013, 2014 mobile Internet fire. Lao Li as a senior programmer also follow the rising tide. I moved to a big company and became a project director with a monthly salary of more than 30,000 yuan. In those years, Old Li was obsessed with technology and busy writing code, going to work and doing other work. He didn’t buy a house for three years. Until the summer of 2015, the house was not easy to sell, and many real estate agents sold the house at a discount. At that time, there was a lot of public opinion that the house price, which had risen for ten years, would definitely fall, and everyone would finally usher in the dawn of cheap house. While everyone was waiting to buy a house at a lower price, Mr. Li once again saved all his savings to buy four apartments in the provincial capital of his hometown, just like in Tianjin, which were also discounted by developers. However, This time Lao Li did not borrow much money, it is said that at that time four houses, 50% of the loan was only more than 1.3 million yuan, and at that time Lao Li’s monthly salary and project commission is nearly 500,000 yuan a year.
As we all know, at the end of 2015, the housing price began to soar and kept rising. In some cities, the price more than doubled. For example, the average price of Hefei rose from 7,000 to 15,000. The provincial capital of Mr. Li’s hometown has nearly doubled in value. Lao Li did the same thing again, sold a set, with the money earned by the mortgage is almost finished, but also made a lot of money. Then, Lao Li resigned and returned to his hometown, reportedly continuing to find a company as a programmer, as the project leader of app development. And the rest is just legends.
Some people say he was laid off from his job and collected rent every day. Some people say that he has not been married, and some people say that he later found a small anchor 18 lines made a wife. Something like this. Others said he was so good at buying because he was a fan and member of the library.
Until last year, listen to the former leadership said, Lao Li is now at home to collect rent, the occasional net contact point private work, and married, married is really an anchor, than the above even good-looking. Lao Li lived like this into a legend, in fact, just a programmer like to buy a house.
